Deferred Income Annuities: Latest Research on Benefits, Laws

Meanwhile, Medicare updates its surcharges for 2020, bringing mixed news to retirees. By Melanie Waddell and Bernice Napach | October 29, 2019 at 09:00 AM Retirement News Newsletter      Photo: Shutterstock/William Potter Retirees are weathering retirement under “substantial risk and uncertainty” by not choosing a deferred income annuity, a product “that specifically targets longevity risk” and is much loved by economists, according to retirement experts. … Read More

Medicare for All?

Real-world solutions to expand coverage, lower costs in health care While the Affordable Care Act (ACA) is not perfect, it has helped create a system in which more Americans have access to comprehensive health care coverage than ever before. The next steps from a policy standpoint should be to continue improving upon the ACA in order to expand coverage while … Read More

The National Association of Insurance Commissioners issued an Alert about Medigap policies

AGENT ALERT MEDICARE SUPPLEMENT ENFORCEMENT – IMPLEMENTING MACRA AMENDMENTS The Medicare Access and CHIP Reauthorization Act of 2015 (“MACRA”) was signed into law on April 16, 2015. MACRA prohibits the sale of Medigap policies that cover Part B deductibles to “newly eligible” Medicare beneficiaries defined as those individuals who: (a) have attained age 65 on or after January 1, 2020; … Read More

NAIFA Advocacy pays off

House Votes In Favor Of The SECURE Act One Week After NAIFA Members Urge Its Passage The House of Representatives today passed the SECURE Act (H.R.1994) with a vote of 417 to 3 to help Americans better prepare for retirement. NAIFA’s advocacy efforts have vigorously promoted the bill, which would ease restrictions on companies that band together to offer their employees retirement … Read More

Are you a Top Advisor?

Top Advisor 2018-2019 Recognition Program The Leadership of NAIFA-Alabama would like to recognize and promote active members of NAIFA that have demonstrated a commitment to excellence. The Top Advisors program provides financial professionals at any career stage the opportunity to apply or be nominated for the following: Professionalism through education and earned designations Production measured by performance metrics customized for … Read More

NAIFA Alabama Day at the Capitol is April 2 from 2:00 – 8:00 pm, RSA Plaza, Montgomery

A featured speaker will be Advisor Cheryl Canzanella on the Opioid Crisis and How it Affects the Life Insurance Industry -See the calendar event in this website for reservations. AMERICAN HIGH Can financial advisers save clients from the financial ravages of opioid addiction? By Greg Iacurci and Elizabeth MacBride — August 5, 2017 -Investment News Ted Sarenski knew something was wrong. On … Read More

Congress Should Consider Real Solutions to Health Care Reform, not Buzzwords

by Sallie Bryant Last week, members of the House unveiled their Medicare for all bill, legislation that would largely overhaul the nation’s health care system. You don’t have to look far to see that access to health care is a priority for many nationally and especially here in Alabama. Our country has made strides to improve the health care system … Read More

Millennial Business Owners More Likely To Work With Agents

 by Insurance News Net on Dec 11, 2018 9:15:00 AM  Photo by Helena Lopes  COLUMBUS, Ohio – Cautious Millennial business owners are more likely than other generations to work with insurance agents on a wide variety of insurance and financial issues, according to recent survey data. “Millennial business owners came of age during the 2008 recession—a time of economic crisis marked by uncertainty … Read More

Alabama Department of Insurance compares Short Term Health Insurance Plans to ACA Plans

                        Short‐Term Health Insurance Plan Information Presented as a courtesy from NAIFA Alabama to Alabama Advisors Short‐term limited duration plans are designed to fill temporary gaps in your insurance coverage, such as when you’re between jobs. They are generally considered to be major medical coverage; however, these plans only provide … Read More